Evaluating Your Business’ Disaster Preparedness | SERVPRO® of Alamo Heights
3/20/2020 (Permalink)
Being aware of your business’ level of preparedness against a disaster is a smart move for any business owner. Though it may be something you do not like to consider, preparing in advance for a disaster can be a big factor in how quickly your business will be able to recover and reopen following the damage.
By being aware of your disaster preparedness levels, you can determine what further steps you can take to make sure your business is as safe as possible. Gaining an understanding of your insurance policy, your emergency supplies and how you will restore is the best way to start the process of being prepared.
A general commercial policy is not always enough to provide complete coverage to your business, especially where natural disasters are concerned. Flood insurance is the most highly recommended type of auxiliary coverage, but it is also worth inquiring about business interruption insurance and commercial umbrella insurance to make sure you do not have any surprise gaps in coverage.
Having a plan in place and stocking an emergency kit in your business is a great precaution to take. Be sure to take into account all possible disaster scenarios that could potentially impact you at your location, including weather and internal concerns such as fires. Make sure you are prepared both for an evacuation scenario and one in which you and your employees must remain in place until given other orders, which is when you would want an office emergency supply kit.
Limiting the downtime your business experiences as a result of a disaster is one of the best ways to mitigate the consequences an emergency causes. Knowing which commercial restoration company you would like to work with in advance of the disaster is one of the best things to do—this way you can start the restoration process right away once it is safe to re-enter the building. In addition to this, be aware of the qualifiers for the Small Business Administration’s disaster loans to receive assistance toward recovery.
If your business has been impacted by a disaster, you can contact us 24⁄7 for guidance on how to begin the commercial restoration process.